Prince William, the future King of England unless his grandmother declares herself immortal by royal decree, found himself quite a catch in Kate Middleton, who was born into peasantry. Not really. But unlike most royalty, born into poshness and never having to lift a finger to get anything, the Duchess of Cambridge’s father started his career as a flight dispatcher while her mother was a flight attendant before they launched a successful mail-order bachelorette party supply company that allowed the family to live a comfortable upper-middle-class life. The future queen consort even held regular jobs in retail and marketing before marrying Wills in 2011. So it probably doesn’t come as a surprise that Kate has stayed true to her roots by never taking money for granted. What are some of her money-saving habits? So glad you asked! Check out this list.
1. Factor the day/time into your decisions
When Kate and William got married, it was a lavish affair to say the least. In fact, it cost a whopping $32 million, although remarkably it could have been a whole lot more. (In fact, his brother Prince Harry and sister-in-law Meghan spent $42 million on theirs.) Although royal weddings have traditionally been held on Saturdays, the royal couple opted for a Friday wedding instead, a simple gesture that saved them a considerable amount of money. We can do the same thing in our decidedly less-than-aristocratic lives, such as eating out on Tuesday Half Price Taco Night or going to a movie in the afternoon rather than in the evening.
2. Maintain your own bank account
Even though Kate is eventually going to be the Queen, she still understands the importance of managing your own personal wealth. This is why she maintains her own bank account rather than charging everything to the royal family’s general account. When you know how your money is being spent, you are more likely to make good financial decisions. Money managers often advise clients to keep personal accounts even after they get married, rather than spending money from a joint account on splurges.
3. Opt for hand-me-downs
When Prince William proposed to Kate, he gave her the engagement ring that had belonged to his mother Princess Diana. During their wedding, she opted to borrow jewelry and necklaces (also previously owned by Princess Diana, as well as items that belong to the queen of Saudi Arabia) rather than purchasing new diamonds and jewels herself. Although we commoners don’t have the luxury to receive a hand-me-down from royalty, we are still free to buy perfectly suitable clothing and other items at second-hand stores for significantly less cost.
4. There is no need to constantly keep up with the current fashion
When the Duchess of Cambridge attends events, she comes out wearing outfits that are no longer in-season. This is entirely by design, of course. Rather than feeling the need to buy the latest dress, Kate is perfectly comfortable with picking something off the rack that was fashionable a few years ago. This often causes problems with folks who want to buy the same dress since stores are no longer offering it.
5. When possible, do it yourself
While most royals are brought up with the expectation that staff will cater to their every need, Kate doesn’t feel this is necessary. Instead, even before she officially became Duchess, she declared that she and William would not rely on a personal butler, cook or valet. They would take care of shopping, cooking and cleaning up their quarters themselves. In fact, when they travel from their home in Wales to the Queen’s residence outside of London, Prince William — who worked as an emergency medical pilot from 2015 to 2017 — flies the helicopter himself, much to Queen Elizabeth’s disapproval.
6. Help with the bill
When William and Kate got married, they chipped in on the wedding costs, keeping with tradition that both sides of the family do so. Granted, the amount they contributed was probably a drop in the bucket, and since the wedding was held on a Friday it was estimated that the country lost $50 billion in economic productivity due to the public skipping out on work. But, hey, it’s the thought that counts.